Common Questions and Concerns – FAQ
At our firm, we know that many policyholders are unsure if they even have legal backing to fight against an insurance company. It is important to look at frequently asked questions when considering whether or not you should pursue litigation. The following are a few of the most common questions we approach when dealing with insurance cases.
If you have filed a claim, but received notification that your provider will not cover your request, it is important to look closer at the situation. First of all, you must check back with your contract and ensure that the service you are requesting was a part of the original ... Read More
As a loyal policyholder, you have given your hard earned money to your insurance company for years. Paying your premiums on time so that you do not get penalized, you expect that you should have no problem filing a claim. If you have jumped through all their hoops and ... Read More
When an insurance dispute can’t be resolved through the insurance company’s internal grievance or appeals process, it might become necessary to file a lawsuit. You may be wondering how much it costs to file a lawsuit and whether you can afford it. Below is a look at the ... Read More
You can recover three types of damages in a bad faith case. These are the contract damages, the extracontractual damages, and punitive damages ... Read More
Among the general rules governing insurance and the business of insurance in California, you’ll find a long list of more than two dozen unfair ... Read More
Most life insurance policies – and most life insurance disputes – are governed by a federal law called ERISA. If ERISA applies to your life ... Read More
If you have a valid claim that has been denied, or if you have been the target of bad faith conduct by your insurance company, you need to take... Read More
You can recover three types of damages in a bad faith case. These are the contract damages, the extracontractual damages, and punitive damages ... Read More
When going to collect a claim from your insurer, are they claiming that you never filled out paperwork? Or perhaps they are stating that your policy has expired or previously been cancelled. These are all reasons they hand out to policyholders to make them seem that it is ... Read More
Unjust behavior from your insurance provider is more than just unethical; it can hinder you both financially and in general regards to your well-being. There are a myriad of items that can qualify as unfair treatment such as breaking their promises to you, failure to disclose ... Read More
Gianelli & Morris is a California insurance law firm that concentrates on representing policyholders who are not receiving the benefit of their policy due to misconduct or mistreatment by the insurer. We handle disputes involving the denial of coverage or claims ... Read More
Bad faith means an insurer acted unreasonably in denying a claim, such as denying coverage without performing a full and proper investigation or denying a claim for an improper motive. While it may seem impossible to determine the motive of an insurance company, bad faith ... Read More
Gianelli & Morris is a California insurance law firm that concentrates on representing policyholders who are not receiving the benefit of their policy due to misconduct or mistreatment by the insurer... Read More
Insurance companies may deny a claim when there is a policy exclusion or policy-based justification for denial, when the claim is insufficiently supported, when the policy has lapsed... Read More
Bad faith insurance practices, including unfair denials or underpayment of claims, are not limited to any one type of insurance policy. The types of policies most... Read More
Insurance companies are in business to make a profit, which means they want to take in as much in premiums as they can and pay out as little in claims as they can... Read More
Still have questions?
If you believe you have a valid claim and would like to take action against your insurance company, get in touch with one of the legal professionals at Gianelli & Morris today. We have more than 40 years of experience providing top-quality service to our clients. Whether your case involves health insurance, life insurance, or anything in between, we have the knowledge needed to provide counsel on your options and guide you through the process of filing a claim.
Call one of our Los Angeles insurance lawyers to learn more!
