Insurance Denials/Bad Faith Information, News & Blogs
How to Sue a Health Insurance Company
If your health insurance provider denies your claim for coverage, whether in advance of a procedure or afterward when you seek reimbursement, you do not have to simply accept their judgment. You have the right to appeal their denial, and, under certain circumstances, you may file a lawsuit directly against the insurance provider for… Read More »
Lawsuit Seeks Class Action Against Health Insurer for Alleged Improper Policy Cancellations
California insurance law firm Gianelli & Morris files a class-action lawsuit against Anthem Blue Cross Life and Health alleging breach of contract and seeking a declaratory judgment that insurer’s notice of policy cancellations failed to comply with California insurance law. On May 22, 2020, the California insurance law firm Gianelli & Morris filed a… Read More »
What to Do When Health Insurance Won’t Pay
Health insurance claims are denied for a host of reasons, good and bad. Your claim might not be covered by your policy, you may have left out some important documents or supporting information, or your insurance provider could be denying your claim in bad faith even though it should be covered. If your health… Read More »
California Insurance Law Firm Files Class Action Lawsuit Against Health Insurer for Coverage Denial of Medical Treatment
Gianelli & Morris is suing Blue Shield of California, alleging bad faith and statutory violations based on the insurer’s blanket denials of coverage for the use of the Coflex medical device to treat lumbar spinal stenosis On May 5, 2020, the California insurance law firm Gianelli & Morris filed an individual and class action… Read More »
What to Do if My Disability Insurance Claim Has Been Denied?
Every year, millions of Americans apply for benefits from the disability insurance policy they purchased. More than half of these claims are denied by insurance companies. If you have filed for short-term or long-term disability benefits due to an injury or illness and your application was rejected, what are your options? What should you… Read More »
ERISA Claims vs. Bad Faith Insurance Cases
Insurance policyholders have rights. Policyholders have the right to hold insurance companies to their obligations as dictated by the terms of a policy as well as federal and state laws. When an insurance company wrongfully denies a claim or engages in other bad faith behavior, the policyholder has the right to dispute that decision… Read More »
Life Insurance Contestability Period
Life insurance policies, like health insurance policies, are only effective if an insurance provider pays out on a claim. Insurance providers are constantly on the lookout for any reason to deny a payout in order to protect their own finances. The life insurance “contestability period” is the window in which an insurance company can… Read More »
Things to Include in an Insurance Appeal Letter
If your health insurance provider denies you coverage for a medical claim, you do not simply have to accept their decision. Insurers deny coverage for a variety of reasons, and in your case, their reasoning may be wrong. They may have made a mistake, they may be wrong in their interpretation of your policy… Read More »
Appeal Letter for Health Insurance Denial
Insurance companies make a number of excuses when they deny coverage –they’ll say the procedure is not medically necessary, the procedure is experimental or is not generally accepted in the medical community, there is a cheaper, better alternative, etc.–but what insurance companies really care about is their bottom line. When they deny you coverage… Read More »
What to Do if Insurance Denies Surgery
Insurance companies are worried first and foremost about their bottom line. They will look for any reason to save money, even if that means denying coverage for medical procedures approved and recommended by your doctor. What can you do if your insurance company denies coverage for a surgery recommended by your doctor? Continue reading… Read More »
