Insurance Denials/Bad Faith Information, News & Blogs
Understanding Accidental Death Life Insurance
Accidental death life insurance is a specialized policy that covers death resulting from sudden and unforeseen accidents. Unlike regular life insurance, it doesn’t cover death from natural causes or diseases. Examples of accidental deaths that are commonly covered include car accidents, fatal slips and falls, or accidents involving heavy machinery. This specificity makes accidental… Read More »
California’s Controversial Estate Recovery: A Class-Action Challenge Looms
The estate of a deceased nursing home patient, Theodosia Phillip, has spearheaded a class-action lawsuit against the State of California, alleging that the California Department of Health Care Services unlawfully recovers amounts from the estates of deceased Medi-Cal beneficiaries that significantly surpass the actual health care services costs. The State initially sued Phillip’s estate… Read More »
How Can I Improve the Odds of Getting My Life Insurance Claim Paid?
Life insurance can be a vital safety net for your family in the event of a tragedy. However, getting a life insurance claim paid isn’t always straightforward. Below we discuss some of the reasons why life insurance claims get denied, along with some tips that might help you get the payout that was bought… Read More »
California Supreme Court Slams the Door Shut on Negligence Lawsuits Against Insurance Companies Offering “Medicare Supplement” Policies
On July 13th, the California Supreme Court handed down a landmark ruling with significant implications for Medicare Advantage enrollees across the state. In the case of Quishenberry v. UnitedHealthcare, Inc., the court ruled that individuals insured under a Medicare Advantage (MA) plan are limited to federal remedies when pursuing claims against MA organizations. This… Read More »
Unfair Practices in the Business of Insurance: Is Your Insurance Company Acting in Bad Faith Toward You?
As a policyholder, you expect your insurance company to act in good faith and honor its obligations when you file a claim. Unfortunately, not all insurance companies prioritize their policyholders’ interests. Some engage in unfair practices, wrongfully denying claims or delaying payments. California has laws in place to protect policyholders from unfair practices, although… Read More »
Prudential Illegally Denied Hundreds of Life Insurance Claims, Federal Investigation Finds
Prudential Illegally Denied Hundreds of Life Insurance Claims, Federal Investigation Finds Attorney Robert S. Gianelli was featured in a recent article on the legal news, information and blog website Law Commentary. The article discussed the results of a Department of Labor investigation which found that Prudential Financial had unlawfully rejected more than 200 life… Read More »
Gianelli & Morris – Your Champion Against Dishonest Health Insurance Practices in Los Angeles
In the world of health insurance, honesty and transparency are fundamental tenets that shape the relationship between a policyholder and their insurance company. At Gianelli & Morris, a leading insurance bad faith law firm in Los Angeles, we firmly believe that every policyholder deserves fair, honest, and respectful treatment from their health insurance company…. Read More »
Identifying and Addressing Delays in Insurance Payments as Potential Bad Faith
The health insurance landscape can be fraught with pitfalls and challenges for policyholders, especially when they have been harmed by having to wait for critical insurance payments. Gianelli & Morris, a leading Los Angeles insurance bad faith law firm, fights for the rights of the insured when these delays of insurance payments occur. Such… Read More »
Report Finds Cigna Doctors Reject Thousands of Claims Without Even Reading Them
Have you ever sought medical care and had your insurance provider reject coverage so outrageously that you wonder if they even read your claim? It turns out, you might not be far off. An investigative report by the nonprofit news organization ProPublica found that insurance giant Cigna has been shaving millions of dollars in… Read More »
What to Know About Contingent Beneficiaries for Life Insurance
Life insurance is meant to protect your loved ones in the event of your passing. If you’ve only designated a primary beneficiary for your policy, your estate might not be as secure as you’d like. Designating a contingent beneficiary can help provide additional protection to ensure that your family and other cherished parties are… Read More »
