Insurance Denials/Bad Faith Information, News & Blogs
Gianelli & Morris – Your Champion Against Dishonest Health Insurance Practices in Los Angeles
In the world of health insurance, honesty and transparency are fundamental tenets that shape the relationship between a policyholder and their insurance company. At Gianelli & Morris, a leading insurance bad faith law firm in Los Angeles, we firmly believe that every policyholder deserves fair, honest, and respectful treatment from their health insurance company…. Read More »
Identifying and Addressing Delays in Insurance Payments as Potential Bad Faith
The health insurance landscape can be fraught with pitfalls and challenges for policyholders, especially when they have been harmed by having to wait for critical insurance payments. Gianelli & Morris, a leading Los Angeles insurance bad faith law firm, fights for the rights of the insured when these delays of insurance payments occur. Such… Read More »
Report Finds Cigna Doctors Reject Thousands of Claims Without Even Reading Them
Have you ever sought medical care and had your insurance provider reject coverage so outrageously that you wonder if they even read your claim? It turns out, you might not be far off. An investigative report by the nonprofit news organization ProPublica found that insurance giant Cigna has been shaving millions of dollars in… Read More »
What to Know About Contingent Beneficiaries for Life Insurance
Life insurance is meant to protect your loved ones in the event of your passing. If you’ve only designated a primary beneficiary for your policy, your estate might not be as secure as you’d like. Designating a contingent beneficiary can help provide additional protection to ensure that your family and other cherished parties are… Read More »
What to Do if an Insurance Company Contests Your Claim
If you’ve filed for life insurance benefits and the company denies your claim, it’s important to know that you do not have to take that rejection at face value. Life insurance companies might look for any possible reason to deny a claim, even if it’s not fully supported by the policy, the facts, or… Read More »
Health Insurance Claims: Do Pre-Conditions Affect Your Claim?
Pre-existing conditions have been the bane of individuals looking for health insurance coverage for decades. If an insurer found out that you were pregnant, were diagnosed with cancer or diabetes, or otherwise had some condition likely to result in future medical treatment, you could be left without any options for insurance coverage.
Farmers Insurance Appeals $5.7M Bad Faith Judgment
Farmers Insurance Appeals $5.7M Bad Faith Judgment Attorney Robert Gianelli was recently featured in an article published on the legal news, information and blog website www.LawCommentary.com. The article described a $5.7 million judgment levied against Farmers Insurance Company for bad faith conduct after the company refused to cover the full value of its policyholder’s… Read More »
What Happens When Someone Dies With a Pending Life Insurance Application?
Life insurance is an invaluable legal and financial tool for many families. Life insurance guarantees that your family will receive financial assistance in the event you should pass away. Life insurance companies, however, are in the business of collecting premiums, not paying out benefits; if there are grounds to deny coverage for your claim,… Read More »
Insurers May Not Rescind Policy Based on Ambiguous Question in Application
Insurance providers often look for grounds to “rescind” a policy based on alleged misstatements in the original application for coverage. It’s an underhanded tactic, because insurers often wait until the policyholder has filed a claim before going back and scrutinizing the application for possible misstatements. What if a question in the application was ambiguous?… Read More »
Were You Denied Proton Beam Therapy by the Insurance Company to Treat Your Cancer?
Proton beam therapy has become increasingly popular as a form of cancer treatment, but because it costs more than standard radiation, insurance companies routinely refuse to cover it. Often, insurance companies have policies in place classifying proton beam therapy as experimental or investigational. Based on these policies, insurers issue blanket denials of coverage requests… Read More »
